Baccarat Basics


Baccarat is a casino game that offers players some of the best odds at any table in a casino. While the game has a simple exterior, it does require some understanding of how the game works in order to improve one’s chances of winning.

The game originated in medieval Italy and was popular among the aristocracy and upper classes. Later it was brought to France, where it became known as “chemmy”.

Game rules

Baccarat is a popular game in many casinos. It is played by high rollers who will often play for several hours and let large sums of money change hands. It is one of the few casino games where a high-betting player can put a huge strain on the house’s bankroll.

Players place a bet on either the Player, Banker or Tie before cards are dealt. The goal is to get a hand with a total closest to nine. A winning bet pays 1:1 minus commission.

A player can increase their bet size after a win, but must decrease their bet size after a loss. This strategy is similar to the Martingale system used in roulette and craps.

The game is a bit different from poker, as the rules for determining whether a third card should be drawn are fixed. For example, if a hand has a total of 15, the banker must draw a third card if the player’s total is 5 or less and stand with a total of 6 or 7. This rule applies to both mini-baccarat and taipan games.


There are several betting options available for baccarat players. These include the player, banker, and tie bets. The banker bet has the lowest house edge and pays out 1 to 1. However, players should be aware that a 5% commission will be deducted from winning bets.

In addition, baccarat tables often feature side wagers such as Small and Big. These are based on the number of cards that will be dealt in a hand. A bet on Small indicates that two cards will be dealt to the player and banker. A win on this bet will pay out at odds of 3:2. A bet on Big, on the other hand, wins if there are four cards in the hand.

Baccarat is a popular game at many casino sites and has gained popularity among Asian high rollers. It is easy to play and requires no skill. The game can be a bit dangerous for casinos, though. According to Bill Zender, a former Nevada Gaming Control agent and former casino dealer, and current consultant, baccarat can be as much as a 3% drain on the bottom line.


Baccarat is a game of chance, but there are a few things you should know. The first is that all face cards (Jacks, Queens and Kings) equal 0 points, while the rest of the cards are worth their numeric values. If your total is more than 10, drop the first digit. For example, a hand containing two 8s is worth six points.

Baccarat payouts are fairly high compared to other casino games. Outside bets like betting on red or black pay out 1:1, and there is no commission on winning banker bets. There is also a tie bet, which pays out at 8:1 if both the player and banker hands are identical.

Some online casinos offer side bets in baccarat, such as Either Pair and Dragon Bonus. However, these side bets don’t really add much to the game and should only be made if you have an extra bankroll to burn. The game continues until either a third card is drawn or the players and bankers both win.


Baccarat is one of the most popular casino games around and there are a few different variations of the game that have come out as it has made its way to the world. Whether you are playing the original game of punto banco, or one of the other variations, the goal is to get your hand total as close to 9 as possible.

Dragon Tiger Baccarat

Another variation of the game is known as EZ baccarat and it is a little easier to play than the traditional version. In EZ Baccarat, players place their bets on Player and Banker as well as a third bet called the Tie. The Banker wins if his hand total is closer to 9. EZ baccarat also takes out the standard banker commission on a tie win.

The final variant is called chemmy, shimmy or chernay and is the game James Bond typically plays. It is played with three to six standard decks of cards that are shuffled and dealt by a machine, rather than the croupier.