Baccarat Odds and Payouts


Baccarat is a casino card game that pits the player against the banker. A winning hand must have a total closest to nine. If the hand exceeds a total of 9, players must subtract or drop the first digit. Score sheets are available to help players keep track of the results.

Game rules

The game of baccarat has strict rules that determine the winner. The player and banker each receive two cards. The one with a score closest to nine wins the hand. If neither hand totals eight or nine, the game ends in a tie. In this case, the bets on the Banker and Player are returned, while those placed on the Tie are paid.

The game can also be played with a live dealer. This version is similar to the digital version, but gives players more time to make decisions. The dealer can also be contacted via chat. Whether playing live or digital, players should use a score sheet to keep track of their bets and payouts. Some casinos offer a free baccarat practice table to help players get acquainted with the rules of the game. A version of the game called chemin de fer is often featured in heist movies. The game features a card dealing shoe and is played on a large circular or oval table.


Baccarat is a popular casino card game that brings in approximately $1.2 billion in profits for casinos every year. This makes it one of the most profitable casino games, especially outside the United States. However, it is important to understand the odds and payouts of this game before you place your chips on the table.

Side bets in baccarat add a touch of excitement to the game, but they also significantly affect your winning chances. Choosing the wrong bet can cause you to lose money in the long run. To minimize your losses, make sure to play in short sessions with fixed bankrolls and win/loss limits.

The Ox 6 side bet is available at many standard baccarat tables in brick-and-mortar casinos. This side wager pays if the player side wins with a three-card six. This bet is highly advantageous for players because it has a low house edge and high payouts. This type of side wager is not as common in online baccarat.


Baccarat is a game of chance and the payouts vary. The ‘Banker’ bet is usually the most favorable and pays off 1 to 1. However, players should keep in mind that when they win a Banker bet, a 5% commission will be deducted from their winnings.

The ‘Player’ bet is also highly favorable, but it comes with lower odds. In addition, players should note that the Ace card is worth only one point. This can make the difference between a winning and losing hand, as a player can only win with a nine-point hand or a two-card total closer to nine.

There are also a number of side bets available in baccarat, such as the Dragon Bonus and Double-suited 3-card 8. These bets require that either the banker or the player have an opening hand with a suited combination of three cards. The payout is 30:1 if the cards are different suits and 75:1 if they match.


There are several variations of baccarat, each with different rules and payouts. These differences can impact the odds and bets available, so players should be aware of these implications when choosing a game to play.

One of the most popular baccarat variations is Chemin de Fer, which is a game that you will have likely seen in James Bond movies. This version of the game is very similar to the classic form of the game, but there are some differences in terms of the role of the banker. Players take turns being the banker in a clockwise manner, but if the player loses a round then they have to give up their position and will be passed on to another player.

Punto Banco is a very popular variation of the game that can be played at many US online casinos and has decades of history as a land-based favourite in casino establishments. This version of the game is very simple to understand and has a low house edge, with a bet on the player paying 1:1 and a bet on the banker pay out 8 to 1. It is also possible to place side bets in this variation, but the house edge on these is much higher.