How to Win at Baccarat


Baccarat is a game of chance and requires a certain level of sophistication. It is a popular casino game among high-rollers.

Players place their bets on either the Player hand, Banker hand, or a tie before the cards are dealt. Statistically, backing the banker has a slightly better edge, although the house does charge a 5% commission on winning banker bets.

Game rules

Before the hand starts, you must decide where to place your chips. You can bet on the Player, Banker, or Tie. Once all bets are placed, the dealer deals two cards to each of the two hands. The hand that is closest to 9 points wins. A natural win is rare, but it can occur if one of the players has a total of 8 or 9.

Once the cards are dealt, you must add their values to determine the winning hand. Picture cards and Tens are worth zero points, while numbered cards 2-9 are worth their face value. When a hand’s value reaches double digits, you drop the first digit and use the second. This makes it easier to remember the values of the cards. You can also use positive progression strategies that increase your bet size after a win and decrease it after a loss. You may recognize this strategy from other games like roulette and craps.


Baccarat may appear complicated, but there are only three possible outcomes per hand. You can bet on the Banker, the Player, or a Tie. Each of these wagers has a different payout and odds. You can also make a number of side bets that offer varying payouts and house edges.

These include the Mini Royal, which pays based on the poker value of the first two cards in both the Banker and Player hands. You can also bet on the EZ Baccarat side bet, which does not pay a commission if the Banker wins.

If you are a big better, you can increase your chances of winning by betting on the Banker’s hand and reducing your bet size after each loss. Using this strategy can also help you avoid losing streaks. However, you should never exceed your session bankroll and stop gambling if you’re not feeling lucky.


When playing baccarat, payouts for winning bets will depend on the bet type and bet outcome. The most common side bets pay out a fixed amount based on the odds of winning. Winning Banker bets pay 1:1 and winning Player bets pay 1:0.95. However, some casinos offer unique side bets such as the Dragon Bonus which pays if the winner beats the loser by 4 points.

Players can use free online baccarat games to practice and develop strategies without risking real money. This way, they can make mistakes and gain confidence before playing for real cash. However, it is advisable to set a budget for the game before beginning.

A budget can help you structure your baccarat strategy and determine how much you want to win. This will help you stick to the rules and avoid making unnecessary bets. It is also a good idea to bring a large enough amount of money to cover table minimums.


There are a few different strategies to win in baccarat. One way is to use a trend switch treatment, which involves using different trends in the same game. For example, if you see a player and banker streak, you can switch to using a third trend. This way, you can avoid losing large sums of money.

Another popular baccarat strategy is the Fibonacci system. This betting system uses the Fibonacci sequence to determine how much you should bet after a loss. The sequence goes 1,3,2,6, and resets after a win.

Some players also use a negative progressive system, which assumes that losses will occur and increases your bets after each loss. However, this strategy can be risky and requires a large amount of time to develop. It may not be worth the effort if you prefer to play short games. Depending on the establishment and platform, you can also place side bets on the baccarat tables beyond the banker win, player win, and tie.