What is Baccarat?

Baccarat is the game that attracts high rollers to casinos. It’s a relatively simple, potentially lucrative game that appeals to Asian players’ belief in luck and fate.

While a savvy player may be able to make some smart decisions, luck and fate are still key factors. The game is a great way to experience the thrill of a winning streak without the risk of insurmountable losses.

Game rules

Before each round of baccarat, players make their bets. They can choose to bet on the Player hand, the Banker hand, or a Tie. Two cards are dealt to each of the hands, and whichever hand has a total closest to nine wins. The winning bets are paid off accordingly.

The game rules of baccarat are simple enough to understand, but it’s important to have an understanding of how the game works before you play. The game involves betting on a Banker, a Player, or a Tie, and the payouts vary according to the house edge.

The ’Banker’ bet has the lowest house edge, and is highly profitable for players who understand it. However, players should be aware that when the ’Banker’ bet wins, the casino pays a 5% commission on the winnings. This may vary from one casino to the next, but it’s best to be aware of the commission before you start playing.


There are several betting options in baccarat, each offering different payouts and odds. You can bet on the player, banker, or a tie. The ‘Banker’ bet has a lower house edge than the ‘Player’ bet and offers higher payouts. A ‘Tie’ bet, on the other hand, has a much lower chance of winning and is paid 8:1.

The game takes place at a table with from seven to 14 seats for players. Depending on the variant, one player acts as the banker and sets an initial betting amount. Players then announce if they want to play against the banker or add more bets.

The best baccarat strategies are those that help you manage your bankroll effectively. Some players use positive progression systems to increase their bet size after each win and reduce it after a loss. Others follow the Martingale strategy, which is similar to that used in roulette and craps. This is not recommended, as it can quickly deplete your bankroll.


In baccarat, payouts are based on the value of the winning Banker or Player hand. The object is to get closer to nine than the other hand, and wagers are paid out according to the results of the round. The croupier deals two hands of cards from an eight-deck shoe. Picture cards (Jacks, Queens, and Kings) and the tens count as zero points, while the numbers from 2-9 are worth their face value and the Ace is worth one point.

A player who bets on a Banker wins when the first two cards dealt are a pair. In EZ Baccarat, a winning Banker bet pays 1:1 and is subject to the normal 5% commission.

Another popular side bet is the Tiger bet, which pays if either the player or banker gets a pair of matching cards in their opening hand. This bet can pay 30:1 if the cards are of different suits or 75:1 if they are both of the same suit.


Over the years, many baccarat variations have emerged. While most of them failed to keep players’ attention, a few have managed to hold on. These include Chemin de Fer, Mini baccarat and Punto Banco.

These baccarat variants feature a lower house edge than their classic counterparts. However, they are more challenging to count. In addition, these games offer a smaller bankroll for the banker and require two croupiers.

One of the more popular variations is EZ baccarat, which pays winning Player and Banker bets even money and does not take the standard 5% commission from a banker win with a total of 7. This game also features Dragon 7 and Panda 8, bets that pay 40-to-1 or 25-to-1 for specific wins.

Another variation is European baccarat, which is more like the original version. It uses eight standard cards and allows for a maximum of 12 players to participate in the game. This type of baccarat offers low wager limits and can be played at small casinos.